The T.I.P. Thoroughbred of the Year Award and the T.I.P. Young Rider of the Year Award for 2025 were announced by the Jockey Club Thoroughbred Incentive Program (T.I.P.). The 2025 Thoroughbred of the Year is McDreamy (Expense Account). Registered with The Jockey Club as Deb's Expense Acc, McDreamy is a 19-year-old gelding that retired from the racetrack in 2011 to begin training as a hunter/jumper. Deb's Expense Acc was bred in Oklahoma by Greg Frye and raced 25 times with two wins, five seconds, and five thirds, winning $51,043. In...